Credit card loans and pre-paid cards

What are Car Credit Loans?

A car credit loan is a special type of loan, just to help you buy a car. Usually the loan provider will also have a stock of cars for you to choose from, and so your loan and your new car can all be sorted out at the same time.

Car Credit Loan Providers

Advantages of Car Credit Loans?

If you want a loan to help you buy a car, then a car credit loan is your best choice.

With our car credit loan providers you will get a great APR with affordable monthly repayments, and even cash back for you to spend.

– Anyone can apply, bad credit history or CCJ’s OK
– Lower APR than payday loans, logbook loans and unsecured loans
– Usually repay less interest on your loan
– No security needed
– Get your loan and your car sorted together
– Drive away with your new car on the day you apply
– Cash for your old car – £1000 minimum with our recommended providers!
– Cash back
– Car Credit Loan Providers
– How Do I Qualify for a Car Credit Loan?
– Different providers have different rules.

You must be:

– Over 21 years old
– Employed over 16 hours a week or self employed
– Car Credit Loan Providers
– Car Credit Loan Costs and Charges

See individual providers for accurate details on all costs.

Car credit loans APR is lower than payday loans, logbook loans and unsecured loans, and can be repaid over a long period of time which makes your repayments affordable.

Car Credit Loan Providers

How to Apply for an Car Credit Loan

Simply select one of our providers above, and fill in their application form.

A friendly staff member will get back to you to go over any questions. You should get an approval decision within an hour.

What are Credit Cards?

When you make a payment by credit card, you are actually borrowing money or credit at an agreed rate. Usually this includes a number of days interest free, which means if you can repay in full within a certain number of days, you will not be charged. Credit cards offer a more affordable method of borrowing and repayment if you are suffering from bad credit and can be used online and in millions of places Worldwide, usually with security and purchase protection.

Why use a Credit Card?

Credit cards are a flexible way to borrow money. Check individual providers:

– Purchase online
– Use in million places worldwide
– Withdraw money from ATM cash machines when you need it
– Chip and Pin Security
– Flexible borrowing up to an agreed limit
– Affordable monthly repayments
– Purchase protection

How do I Qualify for a Credit Card?

You must be:

– Over 18 years of age
– UK resident
– ID required

Credit Cards Costs and Charges

See individual providers for accurate details on all costs.

How to Apply for a Credit Card

The application is very simple and takes about five minutes. Simply select one of the providers above, complete a simple application. You will be sent further paperwork to complete before your application can be approved and your card sent out to you.

Quick Guide to Prepaid Cards

What are Prepaid Cards?

They are similar to credit or debit cards. You can withdraw money from ATM cash machines, pay for goods in stores or restaurants and use online or abroad. The main difference is that you must have money available on your prepaid cards to use them, so that all your purchase are ‘prepaid’. In this way they are similar to pay-as-you-go mobile phones which also need to be topped up with cash before you can use them.

Prepaid Card Providers

Why use a Prepaid Card?

Prepaid cards have many advantages, including:

– No credit checks needed to apply
– Get your salary or wages paid into your prepaid card
– Shop online, in store at millions of locations worldwide
– Withdraw cash from ATM’s
– No bank charges
– Safer than carrying cash
– Pay-as-you-go controlled spending
– Chip and PIN security
– Prepaid Card Providers
– How do I Qualify for a Prepaid Card?

You must be:

– Over 18 years of age
– UK resident
– ID required
– Prepaid Card Providers
– Prepaid Cards Costs and Charges

See individual providers for accurate details on all costs.

Generally there is a one off set up fee and a monthly fee, or in some cases a transaction fee. See terms & conditions for full details.

Prepaid Card Providers

How to Apply for a Prepaid Card

The application is very simple and takes about five minutes. Simply select one of the providers above, complete a simple application and you will be given an immediate online decision.

Prepaid Card Providers

FAQ’s – Frequently Asked Questions
How long does the application take?
Your application should only take 5 minutes. Simply enter your personal information and click ‘submit’. You will be given an online decision in seconds.

Do you credit score my application?

Your credit rating is not important, which means you can get an immediate online decision.

I have a bad credit history, can I still apply?
Yes, apply – prepaid cards are an ideal for you to manage your spending!

When will I receive my card?
You will usually receive your card within 10 days.

What if I lose my card?
Contact your card provider and they will be able to cancel your ‘lost’ card and issue you with a replacement.